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	<title>The Mortgage Centre &#187; Personal Mortgage Articles</title>
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		<title>Could renting be a better option than a mortgage?</title>
		<link>http://www.mortgageadz.com/2009/09/could-renting-be-a-better-option-than-a-mortgage/</link>
		<comments>http://www.mortgageadz.com/2009/09/could-renting-be-a-better-option-than-a-mortgage/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 14:33:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[better to rent or buy]]></category>
		<category><![CDATA[rent versus buy]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[vs]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=197</guid>
		<description><![CDATA[About a year ago my wife and I decided to purchase an acre of land to build a home. We currently live in a three bedroom 2 and 1/2 bathroom home with an almost finished basement. It&#8217;s plenty of room for our family of four, but we wanted to have more land than .125 acres. [...]]]></description>
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		<title>Lock in an interest rate for a home loan</title>
		<link>http://www.mortgageadz.com/2009/04/lock-in-an-interest-rate-for-a-home-loan/</link>
		<comments>http://www.mortgageadz.com/2009/04/lock-in-an-interest-rate-for-a-home-loan/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 20:08:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[lock]]></category>
		<category><![CDATA[lock fee]]></category>
		<category><![CDATA[lock your interest rate]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=186</guid>
		<description><![CDATA[It is important to lock in your interest rate at the correct time. Good timing on an interest rate lock can save you thousands of dollars. Interest rates change daily so the longer a lender locks in a rate, the more risk that they have the market will move against them. Therefore you will have [...]]]></description>
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		<title>Streamline FHA refinance</title>
		<link>http://www.mortgageadz.com/2009/04/streamline-fha-refinance/</link>
		<comments>http://www.mortgageadz.com/2009/04/streamline-fha-refinance/#comments</comments>
		<pubDate>Fri, 17 Apr 2009 14:56:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[refi]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Streamline FHA refinance]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=184</guid>
		<description><![CDATA[So about two weeks ago I got a letter in the mail from a finance company offering a new low interest rate on my home FHA home loan. I should hurry and take advantage of the new low rates and drop my interest rate from 6% to 5% with no out of pocket money. Because [...]]]></description>
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		<title>Stimulus package provides $8,000 tax credit for first time home buyers</title>
		<link>http://www.mortgageadz.com/2009/02/stimulus-package-provides-8000-tax-credit-for-first-time-home-buyers/</link>
		<comments>http://www.mortgageadz.com/2009/02/stimulus-package-provides-8000-tax-credit-for-first-time-home-buyers/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 03:21:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[$8]]></category>
		<category><![CDATA[000]]></category>
		<category><![CDATA[first time hoem buyer]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[stimulus package]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=180</guid>
		<description><![CDATA[The final version of the new stimulus package for 2009 includes an $8,000 tax credit for first time home buyers. Although many believe this tax credit won&#8217;t provide any immediate stimulus to the economy or fix the housing situation it&#8217;s still something to consider. The original stimulus package proposed a $15,000 tax credit for anyone [...]]]></description>
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		<title>Should you be paying less property taxes?</title>
		<link>http://www.mortgageadz.com/2009/01/should-you-be-paying-less-property-taxes/</link>
		<comments>http://www.mortgageadz.com/2009/01/should-you-be-paying-less-property-taxes/#comments</comments>
		<pubDate>Tue, 27 Jan 2009 17:07:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=177</guid>
		<description><![CDATA[Can there actually be a bright spot in the current housing market? Home values in many areas have plummeted in recent months leaving many families with little or no equity in their homes. There is also no end in sight from this recent disaster. It appears that we may still be in the beginning phase [...]]]></description>
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		<title>Tax deductions from mortgage interest</title>
		<link>http://www.mortgageadz.com/2009/01/tax-deductions-from-mortgage-interest/</link>
		<comments>http://www.mortgageadz.com/2009/01/tax-deductions-from-mortgage-interest/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 14:41:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[closing fees]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[mortgage interest]]></category>
		<category><![CDATA[points]]></category>
		<category><![CDATA[tax break]]></category>
		<category><![CDATA[tax deductions]]></category>
		<category><![CDATA[tax time]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=174</guid>
		<description><![CDATA[Every year millions of Americans buy a home for different reasons. Home ownership creates a sense of accomplishment and pride. The IRS also offers another benefit of buying a house. Home owners can deduct the interest paid and points paid on the home mortgage each year from their income, in return reducing their tax bill at the end [...]]]></description>
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		<title>Is a biweekly mortgage right for me?</title>
		<link>http://www.mortgageadz.com/2008/12/is-a-biweekly-mortgage-right-for-me/</link>
		<comments>http://www.mortgageadz.com/2008/12/is-a-biweekly-mortgage-right-for-me/#comments</comments>
		<pubDate>Fri, 05 Dec 2008 16:58:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[biweekly mortgage]]></category>
		<category><![CDATA[house payment]]></category>
		<category><![CDATA[interest savings]]></category>
		<category><![CDATA[pay off mortgage quicker]]></category>
		<category><![CDATA[twice per month]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=170</guid>
		<description><![CDATA[A biweekly mortgage is a payment system setup through your lender or another third party company. Mortgage payments are made every two weeks instead of once per month. The end result is that you pay one extra payment per year saving you thousands of dollars in interest per year. Many of the third party companies [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Pros of a conventional mortgage loan</title>
		<link>http://www.mortgageadz.com/2008/12/pros-of-a-conventional-mortgage-loan/</link>
		<comments>http://www.mortgageadz.com/2008/12/pros-of-a-conventional-mortgage-loan/#comments</comments>
		<pubDate>Thu, 04 Dec 2008 14:29:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[conforming loan]]></category>
		<category><![CDATA[conventional mortgge]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[non-conforming loan]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=164</guid>
		<description><![CDATA[A conventional mortgage loan is a type of home loan that meets certain standards set by the United States government. These type of home loans however are not guaranteed or insured by the government. conventional loans are basically any loan that is not an FHA loan or a VA loan. About 35% to 50% of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Be smart when you refinance your home</title>
		<link>http://www.mortgageadz.com/2008/12/be-smart-when-you-refinance-your-home/</link>
		<comments>http://www.mortgageadz.com/2008/12/be-smart-when-you-refinance-your-home/#comments</comments>
		<pubDate>Wed, 03 Dec 2008 02:47:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
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		<category><![CDATA[refinance and save]]></category>
		<category><![CDATA[smart]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=155</guid>
		<description><![CDATA[It may sound tempting to refinance your home loan now that rates are low, but is it really the smart thing to do? Before you make the final decision to refinance your home be sure to do all the calculations carefully. You could actually end up losing money on a home refinance. When you refinance [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Now best time to buy a home</title>
		<link>http://www.mortgageadz.com/2008/11/now-best-time-to-buy-a-home/</link>
		<comments>http://www.mortgageadz.com/2008/11/now-best-time-to-buy-a-home/#comments</comments>
		<pubDate>Thu, 13 Nov 2008 02:59:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[cheap house]]></category>
		<category><![CDATA[great deal on a house]]></category>
		<category><![CDATA[great time to buy home]]></category>
		<category><![CDATA[invest in a home]]></category>
		<category><![CDATA[low mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=145</guid>
		<description><![CDATA[Thinking about buying a home? Now is the best time to purchase a home. Home values have plummeted in the past few months, forcing millions of Americans out of their homes. Some have lost their homes because of poor financing mistakes other because they have lost their jobs. Many families now owe more on their [...]]]></description>
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