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	<title>The Mortgage Centre &#187; Types of Mortgages</title>
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	<link>http://www.mortgageadz.com</link>
	<description>Mortgage Definition, private mortgage insurance, mortgage articles and more!</description>
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		<title>Streamline FHA refinance</title>
		<link>http://www.mortgageadz.com/2009/04/streamline-fha-refinance/</link>
		<comments>http://www.mortgageadz.com/2009/04/streamline-fha-refinance/#comments</comments>
		<pubDate>Fri, 17 Apr 2009 14:56:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[refi]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[Streamline FHA refinance]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=184</guid>
		<description><![CDATA[So about two weeks ago I got a letter in the mail from a finance company offering a new low interest rate on my home FHA home loan. I should hurry and take advantage of the new low rates and drop my interest rate from 6% to 5% with no out of pocket money. Because [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Construction Loans Work</title>
		<link>http://www.mortgageadz.com/2008/10/how-construction-loans-work/</link>
		<comments>http://www.mortgageadz.com/2008/10/how-construction-loans-work/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 01:38:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[construction loan]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[permanent loan]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=140</guid>
		<description><![CDATA[The simple definition of a construction loan is a loan used to build a home. A construction loan is very different from a typical mortgage loan. A construction loan may sometimes be more difficult to acquire than a traditional home loan, because there isn&#8217;t anything to be used as collateral for the loan. This in [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Information about a bridge loan</title>
		<link>http://www.mortgageadz.com/2008/09/information-about-a-bridge-loan/</link>
		<comments>http://www.mortgageadz.com/2008/09/information-about-a-bridge-loan/#comments</comments>
		<pubDate>Mon, 22 Sep 2008 16:43:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[Bridge financing]]></category>
		<category><![CDATA[Bridge loan]]></category>
		<category><![CDATA[Capitalization]]></category>
		<category><![CDATA[Commercial lender (US)]]></category>
		<category><![CDATA[construction loan]]></category>
		<category><![CDATA[Corporate finance]]></category>
		<category><![CDATA[Cross-collateralization]]></category>
		<category><![CDATA[financing]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=83</guid>
		<description><![CDATA[A bridge loan is basically a short-term loan pending another loan in the near future. They are often used to close on a property in a short period of time, stop the process of forclosure on a property, or to fill an immediate need for financing to plan for long term financing. A common use [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Interest Only Mortgage Loan Information</title>
		<link>http://www.mortgageadz.com/2008/09/interest-only-mortgage-loan-information/</link>
		<comments>http://www.mortgageadz.com/2008/09/interest-only-mortgage-loan-information/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 20:23:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[high interest rate]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest only loan]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=80</guid>
		<description><![CDATA[Interest only mortgage loans usually have an interest only period of 5 to 10 years. During this time period the borrower only has to pay the interest on the loan. After the initial interest only time period the remaining balance is amortized for the remaining term of the loan. For example if the initial loan was [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Negative Amortization Mortgage Loan Information</title>
		<link>http://www.mortgageadz.com/2008/08/negative-amortization-mortgage-loan-information/</link>
		<comments>http://www.mortgageadz.com/2008/08/negative-amortization-mortgage-loan-information/#comments</comments>
		<pubDate>Fri, 29 Aug 2008 14:25:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[Amortization]]></category>
		<category><![CDATA[Cleanup from May 2007]]></category>
		<category><![CDATA[Corporate finance]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Graduated payment mortgage loan]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Negative amortization]]></category>
		<category><![CDATA[PIK loan]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=71</guid>
		<description><![CDATA[A negative amortization mortgage loan or NegAm as it is sometimes refered to is basically when aloan payment for any period not enough to cover the interest charged over that period of time. This causes the outstanding balance on the loan to increase instead of decrease with each payment made. This type of loan is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Loan Information</title>
		<link>http://www.mortgageadz.com/2008/08/reverse-mortgage-loan-information/</link>
		<comments>http://www.mortgageadz.com/2008/08/reverse-mortgage-loan-information/#comments</comments>
		<pubDate>Thu, 28 Aug 2008 02:08:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[borrow]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage reverse senior]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[types of loans]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=68</guid>
		<description><![CDATA[A reverse mortgage is a mortgage loan or lien against your home that you do not have to pay back for as long as you live there. It&#8217;s similar to a home equity loan in the fact that you are taking equity out of your home in the form of cash. You can get the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>ARM loan mortgage &#8211; Adjustable Rate Mortgage</title>
		<link>http://www.mortgageadz.com/2008/08/arm-loan-mortgage-adjustable-rate-mortgage/</link>
		<comments>http://www.mortgageadz.com/2008/08/arm-loan-mortgage-adjustable-rate-mortgage/#comments</comments>
		<pubDate>Fri, 22 Aug 2008 18:13:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[15 year]]></category>
		<category><![CDATA[20 year]]></category>
		<category><![CDATA[25 year]]></category>
		<category><![CDATA[2nd mortgage]]></category>
		<category><![CDATA[30 year]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[arm loan]]></category>
		<category><![CDATA[arm mortgage]]></category>
		<category><![CDATA[fixed]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[piggyback]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[variable mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=65</guid>
		<description><![CDATA[An adjustable  rate mortgage, commonly refered to as an ARM loan is a loan where the interest rate adjusts periodically based on a variety of indicies. There are different variations of an ARM loan some of which have a fixed rate for a certain period of time such as 3, 5, 7, or 10 years [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>HELOC or Home Equity Line of Credit</title>
		<link>http://www.mortgageadz.com/2008/08/heloc-or-home-equity-line-of-credit/</link>
		<comments>http://www.mortgageadz.com/2008/08/heloc-or-home-equity-line-of-credit/#comments</comments>
		<pubDate>Fri, 22 Aug 2008 14:44:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[Amortization schedule]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[CNNMoney.com]]></category>
		<category><![CDATA[Collateral]]></category>
		<category><![CDATA[Collateral (finance)]]></category>
		<category><![CDATA[Countrywide Financial]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit limit]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[home equity line of credit]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=61</guid>
		<description><![CDATA[A home equity line of credit or HELOC as it is commonly referred to is simply what it says. It&#8217;s basically a line of credit similar to a credit card which allows you to use your home as collateral. This gives you a better interest rate on the loan than a credit card, but puts [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Fixed rate mortgage loan information</title>
		<link>http://www.mortgageadz.com/2008/08/fixed-rate-mortgage-loan-information/</link>
		<comments>http://www.mortgageadz.com/2008/08/fixed-rate-mortgage-loan-information/#comments</comments>
		<pubDate>Fri, 22 Aug 2008 02:22:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[10 year fixed rate mortgage]]></category>
		<category><![CDATA[15 fixed rate mortgage]]></category>
		<category><![CDATA[15 year fixed rate mortgage]]></category>
		<category><![CDATA[20 fixed rate mortgage]]></category>
		<category><![CDATA[20 year fixed rate mortgage]]></category>
		<category><![CDATA[25 year fixed rate mortgage]]></category>
		<category><![CDATA[30 fixed mortgage rate]]></category>
		<category><![CDATA[30 year fixed mortgage interest rate]]></category>
		<category><![CDATA[30 year fixed rate mortgage]]></category>
		<category><![CDATA[5 year fixed rate mortgage]]></category>
		<category><![CDATA[50 year fixed rate mortgage]]></category>
		<category><![CDATA[a fixed rate mortgage]]></category>
		<category><![CDATA[best fixed rate mortgage]]></category>
		<category><![CDATA[best fixed rate mortgages]]></category>
		<category><![CDATA[cheapest fixed rate mortgage]]></category>
		<category><![CDATA[current 30 year fixed mortgage rate]]></category>
		<category><![CDATA[find mortgage]]></category>
		<category><![CDATA[fixed interest mortgage]]></category>
		<category><![CDATA[fixed interest mortgages]]></category>
		<category><![CDATA[fixed interest rate mortgage]]></category>
		<category><![CDATA[fixed mortgage]]></category>
		<category><![CDATA[fixed mortgages]]></category>
		<category><![CDATA[fixed rate home loan]]></category>
		<category><![CDATA[fixed rate home loans]]></category>
		<category><![CDATA[fixed rate home mortgage]]></category>
		<category><![CDATA[fixed rate interest only mortgage]]></category>
		<category><![CDATA[fixed rate loan]]></category>
		<category><![CDATA[fixed rate morgages]]></category>
		<category><![CDATA[fixed rate mortage]]></category>
		<category><![CDATA[fixed rate mortages]]></category>
		<category><![CDATA[fixed rate mortgag]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[fixed rate mortgage 10]]></category>
		<category><![CDATA[fixed rate mortgage calculator]]></category>
		<category><![CDATA[fixed rate mortgage calculators]]></category>
		<category><![CDATA[fixed rate mortgage comparison]]></category>
		<category><![CDATA[fixed rate mortgage for]]></category>
		<category><![CDATA[fixed rate mortgage loan]]></category>
		<category><![CDATA[fixed rate mortgage loans]]></category>
		<category><![CDATA[fixed rate mortgage offers]]></category>
		<category><![CDATA[fixed rate mortgage payment]]></category>
		<category><![CDATA[fixed rate mortgage rates]]></category>
		<category><![CDATA[fixed rate mortgage refinance]]></category>
		<category><![CDATA[fixed rate mortgages]]></category>
		<category><![CDATA[fixed rate second mortgage]]></category>
		<category><![CDATA[fixed rates]]></category>
		<category><![CDATA[fixed rates mortgage]]></category>
		<category><![CDATA[fixed rates mortgages]]></category>
		<category><![CDATA[for a fixed rate mortgage]]></category>
		<category><![CDATA[long term fixed rate mortgage]]></category>
		<category><![CDATA[low fixed rate mortgage]]></category>
		<category><![CDATA[low fixed rate mortgages]]></category>
		<category><![CDATA[lowest fixed rate mortgage]]></category>
		<category><![CDATA[rate]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=56</guid>
		<description><![CDATA[Fixed mortgages or fixed rate mortgages are loans that have an interest rate that remains the same throughout the entire term of the loan. Adjustable rate mortgages or arm loans have interest rates that &#8220;float&#8221; or adjust according to current prime interest rates. There are different variations of fixed mortgages which include different terms (how [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Home Loan Information</title>
		<link>http://www.mortgageadz.com/2008/08/va-home-loan-information/</link>
		<comments>http://www.mortgageadz.com/2008/08/va-home-loan-information/#comments</comments>
		<pubDate>Thu, 21 Aug 2008 16:58:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[active military]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[military discounts]]></category>
		<category><![CDATA[va arm loans]]></category>
		<category><![CDATA[va loan rates]]></category>
		<category><![CDATA[VA loans]]></category>
		<category><![CDATA[va refinance]]></category>
		<category><![CDATA[veteran benefits]]></category>
		<category><![CDATA[veterans]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=42</guid>
		<description><![CDATA[A VA loan is a type of mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs.  VA loans are designed to offer financing to American veterans or their surviving spouses. The goal of VA home mortgage loans is to make the lending process more available to veterans and easier financing options. VA [...]]]></description>
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		<slash:comments>1</slash:comments>
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