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	<title>The Mortgage Centre</title>
	<link>http://www.mortgageadz.com</link>
	<description>Mortgage Definition, private mortgage insurance, mortgage articles and more!</description>
	<lastBuildDate>Fri, 01 Jul 2011 03:38:48 +0000</lastBuildDate>
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		<title>How much money should I spend on a home mortgage?</title>
		<description><![CDATA[If you are wondering how much money should I spend on a home mortgage you should use an online detailed mortgage calculator to help guide you or talk to a lender before you start. Many lenders are happy to provide you with information up front even before you start looking at homes. If you take [...]]]></description>
		<link>http://www.mortgageadz.com/2011/07/how-much-money-should-i-spend-on-a-home-mortgage/</link>
			</item>
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		<title>Can I afford to buy a home?</title>
		<description><![CDATA[There are a couple of ways to approach the question &#8220;Can I afford to buy a home&#8221;? One way is to see it from they eyes of a lender. Most lenders agree on the following guidelines: Your debt-to-income ration can be no more than 36% A housing payment-to-income ration of no more than 33%, preferably [...]]]></description>
		<link>http://www.mortgageadz.com/2011/06/can-i-afford-to-buy-a-home/</link>
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		<title>Mortgage Questions</title>
		<description><![CDATA[Some of the most commonly asked mortgage questions. When it comes to buying a house you want to ensure you follow all the rules and do your homework. Buying a car may be a big financial decision however, for the average person, signing your name on a mortgage will probably be the biggest financial decision [...]]]></description>
		<link>http://www.mortgageadz.com/2011/06/mortgage-questions/</link>
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		<title>The Mortgage Crisis extends further than banks and home owners</title>
		<description><![CDATA[The mortgage crisis has hit the United States hard. Record number of foreclosures have devastated cities and towns all across America. Many Americans find themselves owing more on their homes than they appraise for and thousands have decided to just walk away. The mortgage crisis however extends further than just the banks, mortgage companies and home owners. Internet Outsider  informs [...]]]></description>
		<link>http://www.mortgageadz.com/2010/09/the-mortgage-crisis-extends-further-than-banks-and-home-owners/</link>
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		<title>Tax Advantages of Having a Mortgage</title>
		<description><![CDATA[We all hate paying taxes, but unfortunately it&#8217;s a necessary evil of our society. In order for state and local goverments to function properly our tax money is needed. I&#8217;m not sure they really need as much as they take, but that&#8217;s another debate and another blog. Paying taxes obviously isn&#8217;t fun so you need to [...]]]></description>
		<link>http://www.mortgageadz.com/2010/09/tax-advantages-of-having-a-mortgage/</link>
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		<title>Should I Stop Paying My Mortgage?</title>
		<description><![CDATA[A record number of foreclosures have hit the banks in the past couple of years and just when the banks start to see relief more foreclosures pile up everyday. Number 8 on the list of highest foreclosure rates in the United States is Michigan. Today I read an article from Michigan Mortgage Attorney . They [...]]]></description>
		<link>http://www.mortgageadz.com/2010/09/should-i-stop-paying-my-mortgage/</link>
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		<title>Don&#8217;t forget the closing costs</title>
		<description><![CDATA[Often first time home buyers are caught off guard when the go to close their first mortgage. Even your realtor may forget to tell you about the closing costs of a home mortgage. It&#8217;s something they assume you know about or just forget to mention. Unlike a $100 fee a car dealer may try to [...]]]></description>
		<link>http://www.mortgageadz.com/2009/09/dont-forget-the-closing-costs/</link>
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		<title>Home buying tip &#8211; Buy a house you can afford</title>
		<description><![CDATA[So you&#8217;re ready to purchase you own home? Maybe you&#8217;re tired of living with mom and dad or just ready to stop paying rent. No matter what reason you have you are ready to be a proud owner of your own home. Unfortunately, a very small percentage of Americans actually own their home, most of us finance [...]]]></description>
		<link>http://www.mortgageadz.com/2009/09/home-buying-tip-buy-a-house-you-can-afford/</link>
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		<title>Could renting be a better option than a mortgage?</title>
		<description><![CDATA[About a year ago my wife and I decided to purchase an acre of land to build a home. We currently live in a three bedroom 2 and 1/2 bathroom home with an almost finished basement. It&#8217;s plenty of room for our family of four, but we wanted to have more land than .125 acres. [...]]]></description>
		<link>http://www.mortgageadz.com/2009/09/could-renting-be-a-better-option-than-a-mortgage/</link>
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		<title>Be picky when you choose your next home.</title>
		<description><![CDATA[I don&#8217;t consider myself an expert on buying  homes, but I do have a lot of experience. My wife and I have purchased three homes together since we&#8217;ve been married seven years. Each house has had many pros and cons associated with it. We&#8217;re constantly making a list of things we like and dislike in [...]]]></description>
		<link>http://www.mortgageadz.com/2009/08/be-picky-when-you-choose-your-next-home/</link>
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