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	<title>The Mortgage Centre &#187; calculator</title>
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		<title>Debt to Income Ratios, accurate?</title>
		<link>http://www.mortgageadz.com/2008/10/debt-to-income-ratios-accurate/</link>
		<comments>http://www.mortgageadz.com/2008/10/debt-to-income-ratios-accurate/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 16:57:23 +0000</pubDate>
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				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[back score]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[front score]]></category>
		<category><![CDATA[monthly debt]]></category>

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		<description><![CDATA[A debt to income ratio is a guideline used by lenders to determine your maximum mortgage amount. It&#8217;s calculated as a percentage of your monthly gross (before taxes) income that is used to pay your monthly bills or debts. There are two types of calculations, a &#8220;front&#8221; and &#8220;back&#8221; ratio which lenders use to determine your [...]]]></description>
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		<title>Piggyback Mortgage Loan Information</title>
		<link>http://www.mortgageadz.com/2008/09/piggyback-mortgage-loan-information/</link>
		<comments>http://www.mortgageadz.com/2008/09/piggyback-mortgage-loan-information/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 01:06:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[80-10-10 loan]]></category>
		<category><![CDATA[80-20 loan]]></category>
		<category><![CDATA[85-15-5 loans]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[piggy back loan]]></category>
		<category><![CDATA[piggyback loan]]></category>
		<category><![CDATA[piggyback loan calculator]]></category>
		<category><![CDATA[second mortgage]]></category>

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		<description><![CDATA[A piggyback loan is a mortgage loan in which the financing is handled by two different lenders. The first lender finances a large portion of the loan, usually 80% and another seperate lender finances the remaining balance of the loan. There are three common options of piggyback loans, 80-10-10 loan, the 80-20 loan (also known [...]]]></description>
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