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	<title>The Mortgage Centre &#187; home loan</title>
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	<description>Mortgage Definition, private mortgage insurance, mortgage articles and more!</description>
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		<title>Can I afford to buy a home?</title>
		<link>http://www.mortgageadz.com/2011/06/can-i-afford-to-buy-a-home/</link>
		<comments>http://www.mortgageadz.com/2011/06/can-i-afford-to-buy-a-home/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 22:34:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Questions]]></category>
		<category><![CDATA[Can I afford to buy a home?]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[housing budget]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[planning to buy a home]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=230</guid>
		<description><![CDATA[There are a couple of ways to approach the question &#8220;Can I afford to buy a home&#8221;? One way is to see it from they eyes of a lender. Most lenders agree on the following guidelines: Your debt-to-income ration can be no more than 36% A housing payment-to-income ration of no more than 33%, preferably [...]]]></description>
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		</item>
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		<title>Mortgage Questions</title>
		<link>http://www.mortgageadz.com/2011/06/mortgage-questions/</link>
		<comments>http://www.mortgageadz.com/2011/06/mortgage-questions/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 20:14:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Questions]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[house loan]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage questions]]></category>
		<category><![CDATA[pmi]]></category>
		<category><![CDATA[pre approval]]></category>
		<category><![CDATA[pre-qualification]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=225</guid>
		<description><![CDATA[Some of the most commonly asked mortgage questions. When it comes to buying a house you want to ensure you follow all the rules and do your homework. Buying a car may be a big financial decision however, for the average person, signing your name on a mortgage will probably be the biggest financial decision [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Should I Stop Paying My Mortgage?</title>
		<link>http://www.mortgageadz.com/2010/09/should-i-stop-paying-my-mortgage/</link>
		<comments>http://www.mortgageadz.com/2010/09/should-i-stop-paying-my-mortgage/#comments</comments>
		<pubDate>Sat, 18 Sep 2010 04:02:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankrupsy]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[walk away]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=208</guid>
		<description><![CDATA[A record number of foreclosures have hit the banks in the past couple of years and just when the banks start to see relief more foreclosures pile up everyday. Number 8 on the list of highest foreclosure rates in the United States is Michigan. Today I read an article from Michigan Mortgage Attorney . They [...]]]></description>
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		<title>Lock in an interest rate for a home loan</title>
		<link>http://www.mortgageadz.com/2009/04/lock-in-an-interest-rate-for-a-home-loan/</link>
		<comments>http://www.mortgageadz.com/2009/04/lock-in-an-interest-rate-for-a-home-loan/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 20:08:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[lock]]></category>
		<category><![CDATA[lock fee]]></category>
		<category><![CDATA[lock your interest rate]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=186</guid>
		<description><![CDATA[It is important to lock in your interest rate at the correct time. Good timing on an interest rate lock can save you thousands of dollars. Interest rates change daily so the longer a lender locks in a rate, the more risk that they have the market will move against them. Therefore you will have [...]]]></description>
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		<title>How Construction Loans Work</title>
		<link>http://www.mortgageadz.com/2008/10/how-construction-loans-work/</link>
		<comments>http://www.mortgageadz.com/2008/10/how-construction-loans-work/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 01:38:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[construction loan]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[permanent loan]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=140</guid>
		<description><![CDATA[The simple definition of a construction loan is a loan used to build a home. A construction loan is very different from a typical mortgage loan. A construction loan may sometimes be more difficult to acquire than a traditional home loan, because there isn&#8217;t anything to be used as collateral for the loan. This in [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Mortgage preapproval doesn&#8217;t mean you can afford it</title>
		<link>http://www.mortgageadz.com/2008/10/mortgage-preapproval-doesnt-mean-you-can-afford-it/</link>
		<comments>http://www.mortgageadz.com/2008/10/mortgage-preapproval-doesnt-mean-you-can-afford-it/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 02:34:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Mortgage Articles]]></category>
		<category><![CDATA[afford]]></category>
		<category><![CDATA[approved]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage preapproval]]></category>
		<category><![CDATA[pre approval]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=109</guid>
		<description><![CDATA[You should always get a mortgage preapproval from a lender before shopping for a home. A pre approval letter lets the buyer know you are a serious buyer. More importantly it gives you a general price range of the houses you should be considering. However, just because you get a preapproval from a lender for [...]]]></description>
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		<title>Interest Only Mortgage Loan Information</title>
		<link>http://www.mortgageadz.com/2008/09/interest-only-mortgage-loan-information/</link>
		<comments>http://www.mortgageadz.com/2008/09/interest-only-mortgage-loan-information/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 20:23:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[high interest rate]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest only loan]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=80</guid>
		<description><![CDATA[Interest only mortgage loans usually have an interest only period of 5 to 10 years. During this time period the borrower only has to pay the interest on the loan. After the initial interest only time period the remaining balance is amortized for the remaining term of the loan. For example if the initial loan was [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Conventional loan</title>
		<link>http://www.mortgageadz.com/2008/08/conventional-loan/</link>
		<comments>http://www.mortgageadz.com/2008/08/conventional-loan/#comments</comments>
		<pubDate>Thu, 21 Aug 2008 01:54:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[conforming loan]]></category>
		<category><![CDATA[conventional]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[loan conventional]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://www.mortgageadz.com/?p=25</guid>
		<description><![CDATA[Conventional loan defined  A conventional loan is basically any mortgage loan that is not insured by the federal government or the FHA (the Federal Housing Administration). A conventional loan was the first type of traditional mortgage loan made by lenders. It was basically a fixed rate mortgage for the entire period of the loan. Lenders [...]]]></description>
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		<slash:comments>3</slash:comments>
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